The LIC AAO Notification 2025 was released on the official website of the Life Insurance Corporation of India at https://licindia.in/. This recruitment drive will fill various Assistant Administrative Officer (AAO) positions, including Chartered Accountant, Actuarial, Legal, Rajbhasha, and IT roles. The total number of vacancies released are 760 Assistant Administrative Officers posts (Generalist and Specialist) and 81 vacancies for Assistant Engineer posts along with the official LIC AAO Notification PDF. Interested candidates should carefully review all the details regarding the LIC AAO recruitment process, including eligibility criteria, selection stages, and exam preparation tips.
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LIC AAO Notification 2025 | |||||
Important Dates | Application Details | ||||
Application Start Date | 16-08-2025 | ||||
Application End Date | 08-09-2025 | ||||
Last Date for Fee Payment | 08-09-2025 | ||||
Minimum Age | 21 Years | ||||
Maximum Age | 30 Years ( Check notification for category-wise relaxation) | ||||
Application Fee | ‣ General / OBC / EWS : 700 + GST ‣ SC / ST : 85 + GST ‣ PwBD : 85 + GST ‣ Mode of Pament : Online Only ( Debit Card / Credit Card / UPI/ Net Banking ). | ||||
Qualification | Bachelor’s Degree in any discipline from a recognized Indian University/Institution for Genaralists (see offcial Notification for Specialists Qualification) | ||||
Total Vacancies | AAO- 760 & AE- 81 | ||||
Official Website | Click Here | ||||
Apply Online | Click Here | ||||
Official Notification | Click Here | ||||
Prelims Exam Date | 03-10-2025 | ||||
Mains Exam Date | 08-11-2025 |
LIC AAO 2025 Exam Pattern:
The LIC AAO Pattern is similar to other bank exams. For the three-staged online exam, the preliminary exam will be followed by the main exam and an interview. The exam pattern for both the Prelims and Mains Exam has been tabulated below.
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LIC AAO Prelims Exam Pattern :
The prelims includes 100 questions for 70 marks from Reasoning, Quantitative Aptitude, and English section. The candidates get 60 minutes to solve the paper.
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Sections | Number of Questions | Total Marks | Duration |
Quantitative aptitude | 35 | 35 | 20 minutes |
Reasoning | 35 | 35 | 20 minutes |
English | 30 | – | 20 minutes |
Total | 100 | 70 | 60 minutes |
English Language test will be of qualifying nature and the marks in English Language will not be counted for ranking.
Candidates equal to 20 times of number of vacancies in each category, subject to availability, will be shortlisted for Main examination.
LIC AAO Mains Exam Pattern :
The mains examination includes 120 questions for 300 marks from Reasoning, General Knowledge, Professional Knowledge, and Insurance and Financial Market Awareness sections.
Sections | Number of Questions | Total Marks | Duration |
Reasoning | 30 | 90 | 40 minutes |
General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
Data Analysis & Interpretation | 30 | 90 | 40 minutes |
Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
Total | 120 | 70 | 60 minutes |
English ( Letter Writing & Essay ) | 2 | 25 | 30 minutes |
Note:
Descriptive test of English Language etc. will be of qualifying nature and the marks in English Language will not be counted for ranking.
“Descriptive paper of only those candidates will be evaluated who qualify in the objective part of main Examination”
LIC AAO 2025 Salary Structure :
The Life Insurance Corporation of India (LIC) provides an attractive salary package to candidates appointed as Assistant Administrative Officers (AAOs). Following the LIC Wage Revision Notification issued by the Ministry of Finance (Department of Financial Services), the pay scale has been significantly upgraded. The revised AAO salary structure is now ₹88,635–4,385(14)–1,50,025–4,750(4)–1,69,025, which replaces the earlier scale of ₹53,600–2,645(14)–90,630–2,865(4)–1,02,090.
Securing a position as an AAO at LIC is a prestigious accomplishment, offering not only a high-paying job but also the respect and security associated with a reputed central government role. The starting salary for LIC AAOs in 2025 is ₹88,635, with the potential to rise up to ₹1,69,025 through regular increments. This makes the post financially rewarding, in addition to offering excellent career growth opportunities.
To understand the complete details of the LIC AAO Salary 2025, including allowances and benefits, visit:
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Particulars | Amount |
Basic Pay | 88,635/- |
Cadre Special Allowance | 8,900/- |
Dearness Allowance (@15.38% ) | 13,635/- |
HRA (@7%, 8% & 9% ) | 6,205/- |
Transport Allowance | 3,300/- |
City Compensatory Allowance ( 2% to 3% ) | 2,325/- |
Gross Salary | 1,23,000/- |
Deductions (Approx.) | 11,000/- |
Net Salary (Approx.) | 1,12,000/- |
LIC AAO – Perks, Benefits, Job Profile & Career Growth :
The Life Insurance Corporation of India (LIC) offers one of the most rewarding career opportunities through its Assistant Administrative Officer (AAO) post. With a revised and attractive salary structure, the LIC AAO job not only provides financial stability but also comes with a wide range of perks and benefits, making it one of the most sought-after positions in the insurance sector.
🎁 LIC AAO Perks & Benefits
In addition to a handsome salary, AAOs enjoy a wide range of allowances and facilities that ensure a comfortable lifestyle and long-term financial security:
- Defined Contributory Pension Scheme
- Gratuity under the LIC Gratuity Rules
- Leave Travel Concession (LTC)
- Cash Medical Benefit for self and family
- Group Mediclaim Insurance
- Group Personal Accident Insurance
- Two-Wheeler / Four-Wheeler Vehicle Loan as per LIC norms
- Meal Coupons (Sodexo or similar)
- Mobile Bill Reimbursement
- Newspaper & Magazine Allowance
- Reimbursement for Briefcase / Leather Bags
- Special Allowance for Passing Exams like Insurance, Actuarial, or CA exams
- City Compensatory Allowance
- House Rent Allowance (HRA) or Lease Facility (as per location)
- Dearness Allowance (DA)
- Leave Encashment Facility
- Children Education Allowance
These benefits significantly enhance the overall compensation and lifestyle of AAOs working at LIC.
🧾 LIC AAO Job Profile
The AAO role is primarily administrative, combining backend policy handling with customer interaction. AAOs ensure that operations run smoothly, claims are processed accurately, and customers are provided with timely support.
Key Responsibilities Include:
- Designing new insurance schemes and reviewing current ones
- Handling policy servicing, maturity claims, and settlement processing
- Verifying and processing documentation and claims
- Coordinating with departments for seamless operations
- Assisting customers and resolving their queries
- Ensuring compliance with corporate policies
🕐 Probation Period
Newly appointed AAOs undergo a probation period of one year, which may be extended up to two years. During this time, performance is closely monitored, and failure to meet expectations may lead to termination as per LIC guidelines.
✍️ Service Bond (Guarantee Bond)
Selected candidates must sign a four-year service bond, including the probation period.
If a candidate resigns before completing this duration, they must pay a penalty of
₹5,00,000 + GST, or an amount decided by LIC’s Executive Director (Personnel).
📈 Promotion & Career Growth
LIC offers a structured and merit-based career path. With experience and consistent performance, AAOs can move up the hierarchy as follows:
- Administrative Officer (AO)
- Assistant Divisional Manager (ADM)
- Divisional Manager (DM)
- Senior Divisional Manager (SDM)
- Zonal Manager (ZM)
Promotions are based on departmental exams, performance reviews, and vacancies available at higher positions.
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