NICL AO Recruitment 2025 – Apply Online for 266 Administrative Officer Posts.

National Insurance Company Limited (NICL) has released the official notification for Administrative Officer (AO) – Scale I Recruitment 2025, offering 266 vacancies across both Generalist and Specialist roles.

Read more at: https://jobalerts.coursemate.in/latest-jobs

🎯 Vacancy Details :

• Total Vacancies: 266
• Generalist: 170 posts
  • UR: 68 | OBC: 47 | SC: 26 | ST: 12 | EWS: 17
• Specialist: 96 posts across:
  • MBBS Doctors – 10
  • Legal – 20
  • Finance – 20
  • IT – 20
  • Automobile Engineering – 20
    (Plus backlog vacancies in selected disciplines)

📝 NICL AO 2025 Exam Pattern (Generalists & Specialists) :

The NICL AO exam follows a three-stage selection process conducted in online mode. It consists of Phase I (Prelims), Phase II (Mains), and Phase III (Interview). The detailed exam pattern for each stage is provided below.

Read more at : https://jobalerts.coursemate.in/latest-jobs

📝 NICL AO Phase – I (Prelims) Exam Pattern :

Read more at: https://jobalerts.coursemate.in/latest-jobs

🔸 Negative Marking: 0.25 marks for each wrong answer.

📝 NICL AO Phase – II (Mains) Exam Pattern :

Phase-II consists of 2 Papers:

Paper-I: Objective Test (Compulsory for all candidates – Generalists & Specialists)

Paper-II: Descriptive Test (Compulsory for all candidates)

Additional Section: Only for Specialist Officers – Professional Knowledge

📘 Paper-I: Objective Test (250 Marks – 2.5 Hours)

For Generalists :

For Specialists :

📘 Paper-II: Descriptive Test (30 Marks – 30 Minutes)

🔍 Key Points:

✅ Nature: Qualifying only – marks will not be counted towards interview or final selection.

✅ Candidates must qualify each section of the Objective Test to have their Descriptive paper evaluated.

✅ There will be a separate cut-off for the Descriptive Test decided by the Company.

✅ Only those who clear the Objective Test cut-offs will have their Descriptive Test answers evaluated.

✅ Final shortlisting for the Interview will be based on marks obtained in the Objective Test only (excluding descriptive marks).

💰 NICL AO Pay & Perks Overview :

The NICL AO post offers a lucrative salary under Scale I, along with multiple allowances and benefits. The gross salary varies based on posting location (Metro, Urban, or Rural). Additional perks include medical benefits, NPS, and special allowances for Specialist officers like Doctors.

📝 NICL AO Salary Components

➡️Basic Pay – ₹50,925 (starting)

➡️Dearness Allowance (DA) – ~46% of Basic

➡️House Rent Allowance (HRA) – 24% (Metro) / 16% (Urban) / 8% (Rural)

➡️Transport Allowance (TA) – Based on posting location

➡️Gross Salary = Basic + DA + HRA + TA
→ Approx. ₹85,000 to ₹90,000 per month in metro cities

💡 Net in-hand salary = Gross Salary – Provident Fund, NPS, and income tax deductions.

To understand the complete details of the SSC CGL Salary 2025, including allowances and benefits, visit: 👉 https://jobalerts.coursemate.in/latest-jobs

📌 Notes:

• NPS (New Pension Scheme) contribution = 10% of (Basic + DA)
• HRA depends on posting city category:
  • X = Metro cities (e.g., Delhi, Mumbai)
  • Y = Big cities
  • Z = Rural/others
• Other allowances (like performance-based incentives, bonuses) are excluded here.

SSC CGL – Perks, Benefits, Job Profile & Career Growth :

NICL AOs enjoy various allowances and benefits in addition to salary:

🎯 Allowances & Reimbursements

📱 Mobile/Telephone & Internet Allowance – Monthly reimbursement or fixed allowance
📰 Newspaper Allowance – Reimbursement for newspaper subscription
🍱 Sodexo Meal Coupons – For subsidized meals
🚗 Conveyance Allowance – If not using official transport

🎯 Loans & Advances (at subsidized interest rates) :

🏡 House Building Loan
🚘 Car Loan
🏍️ Two-wheeler Loan
💳 Festival Advance – Interest-free or low-interest advances during festive seasons
🧳 Personal/Consumer Loans

🎯 Other Benefits :

🏥 Medical Benefits – For self and family under group health insurance
🏖️ Leave Travel Concession (LTC) – For travel within India
🛡️ Group Personal Accident Insurance
👨‍👩‍👧‍👦 Family Pension Scheme & Gratuity
👴 NPS (National Pension Scheme) contribution by employer

🧑‍💼 NICL AO Job Profile (Generalists)

• Underwriting insurance proposals
• Managing policy issuance and renewals
• Settling claims and customer servicing
• Coordinating with agents/brokers for business development
• Administrative and internal audit work
• Regular interaction with regional/zonal offices and HO

📈 Career Growth Path

National Insurance Company Limited (NICL) offers one of the most structured and fast-paced career growth opportunities among public sector insurance companies. If you’re joining as an Administrative Officer (AO), here’s how your career can progress :

🎯 Key Highlights:

• Merit-Based Promotions: Faster growth if you clear internal exams and perform well.
• Foreign Postings: Opportunities for overseas assignments.
• Department Flexibility: You can shift between departments like Claims, Underwriting, Accounts, Marketing, etc.

NICL AO is an excellent opportunity for those seeking a stable, prestigious, and upwardly mobile career in insurance.

For more updates and detailed job alerts, visit:
👉 https://jobalerts.coursemate.in/latest-jobs

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